Does USAA offer a metal credit card?

Metal credit cards have proven to be quite popular, so new options are regularly being introduced. You can find the latest list of metal credit cards below, based on our analysis of WalletHub’s database of 1,000+ credit card offers.

2023 metal credit cards list:

Thanks to metal credit cards being seen as more elite cards, they often have high annual fees and require good-to-excellent credit.

The best USAA cash back credit card is the USAA® Cashback Rewards Plus American Express® Card. It offers 5% cash back on gas and military base purchases (up to $3,000 spent per year), 2% cash back at supermarkets (up to $3,000 spent per year), and 1% back on all other purchases. The USAA® Cashback Rewards Plus American Express® Card also has a $0 annual fee and requires excellent credit for approval.

For people who’d prefer to earn cash back rewards at one flat rate on all purchases, the best USAA cash back card is the USAA® Preferred Cash Rewards Visa Signature® Card. It offers 1.5% cash back on everything. Plus, as a Visa card, it will be ... read full answeraccepted by more merchants than an American Express card. The USAA® Preferred Cash Rewards Visa Signature® Card also has a $0 and requires excellent credit.

USAA Cash Back Credit Cards

The real question is whether the best USAA credit card for cash back is actually the best cash rewards card overall. There are a lot of great offers out there from other issuers, and they’re at least worth a look.

You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.

Here’s how to get a custom metal credit card:

1. Find a trustworthy third-party vendor.... read full answer Both Metal-CreditCard.com and Lion Card have been in business for more than 5 years and have mostly positive reviews. In addition, they both have an A+ rating according to the Better Business Bureau.
2. Choose your design. You can change your plastic credit or debit card to metal with a custom design in a sleek metal or 24K gold finish. The types of metals that can be used for these cards include chrome, silver, stainless steel and a host of alloys. There are basic custom designs as well, such as flags and logos. You can also work with one of the companies’ card designers to create your own fully customized metal card.
3. Send your card. Once you have submitted your order, you can send them your card via mail. Make sure your card is locked or frozen before you send it.
4. Create a new card. Companies that make custom metal credit cards will transfer your card’s EMV chip and magnetic stripe data. However, your new card will not have the Tap and Pay Function anymore, as the metal will block the frequency emitted from the EMV chip.
5. Receive your metal card. It usually takes around 2-7 days to receive your new card. It will take longer for international orders.

There are also many issuers that offer metal credit cards nowadays. However, most metal cards have high annual fees and require good-to-excellent credit. So, make sure you get a credit card that has worthwhile perks and fits your individual needs and budget.

Here are some of the best metal credit cards:

Ultimately, you can check out our editors’ latest picks for the best metal credit cards and see which one suits your needs.