Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
No, USAA does not offer price protection anymore, as this benefit was discontinued from all of its credit cards a while back. This is in line with most issuers, as only 6% of the credit cards from the 10 largest issuers continue to offer this benefit, according to our WalletHub Price Protection study.
In general, price protection gives eligible cardholders a refund for the difference in price within 60-120 days if an item they bought is available at a lower cost than what they paid for. While this benefit is no longer available, USAA credit cards still pack plenty of perks.
Alternative Credit Card Option for Price Protection
If price protection is important to you, then you should consider getting the Capital One Quicksilver Cash Rewards Credit Card, instead. Apart from its price protection benefit, this card offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. Plus, you can earn $200 for spending $500 in the first 3 months.
The Capital One Quicksilver Card’s annual fee is $0 and you need at least good credit for approval.
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Does Capital One offer price protection?
Yes, Capital One offers price protection. The Capital One price protection benefit reimburses cardholders the difference between the price originally paid for an item and a lower sale price advertised by any retailer within 120 days of the purchase date. Capital One price protection does not cover certain items, such as jewelry, art, auction items, and real estate. For Capital One products listed on this page, some of the above benefits are provided by Visa®...
read full answerWhat are the benefits of USAA credit cards?
The benefits of USAA credit cards include travel insurance, rental car insurance, and extended warranty protection. These benefits are mostly found on the top-tier USAA credit cards. Most USAA credit cards have identity theft resolution services and concierge services.
To know which perks are included on a specific card, call customer service at (800) 531-8722 or check the USAA website.
USAA Credit Card Benefits
- Rental car insurance
- Extended warranty protection
- Identity theft...
How does the USAA credit card purchase protection work?
USAA does not offer purchase protection on its credit cards, though this doesn’t make them much different from many other card issuers. At this point, only 5 of the 10 largest credit card issuers still offer purchase protection on at least one of their credit cards.
Although USAA credit cards don’t have purchase protection, applying for one could still make a lot of sense in the right situation – particularly if the rates, rewards,...
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