What is the USAA Rate Advantage Platinum credit limit? This question is about the USAA® Rate Advantage Visa Platinum® Card

What is the USAA Rate Advantage Platinum credit limit?

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This question is about the USAA® Rate Advantage Visa Platinum® Card

Sebastian House, Member

@sebastianhouse • 10/15/20 This answer was first published on 03/01/18 and it was last updated on 10/15/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The credit limit for the USAA Rate Advantage Platinum card is calculated based on your entire credit report, so there is no set limit.

More specifically, a variety of different factors will be taken into account, but the two most important will be your credit history and your disposable income.

If, at some point, you want to increase your credit limit, you can do so through your online account. After you log in, you can select your credit card account and then click on "Change Credit Limit" in the "Services" column.

In order to maintain high odds of getting approved for a higher limit, reduce your credit utilization and increase your credit score.

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