How does the USAA Rate Advantage Visa Platinum rental car insurance work? This question is about the USAA® Rate Advantage Visa Platinum® Card

The USAA® Rate Advantage Visa Platinum® Card only works if you deny the coverage offered by the rental company. You must also use your card to pay for the full amount of your rental and you'll be covered for: Theft or damage of the rental vehicle Loss-of-use charges Reasonable and customary towing charges Certain vehicles are not covered and other limitations apply as well. To find out more or to file a claim, visit the benefit administrator's website or call (844) 288-2141.

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How does the USAA Rate Advantage Visa Platinum rental car insurance work?

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This question is about the USAA® Rate Advantage Visa Platinum® Card

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Frieda Reiss, WalletHub Credit Card Analyst

@freiss • 09/16/21 This answer was first published on 09/16/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The USAA® Rate Advantage Visa Platinum® Card only works if you deny the coverage offered by the rental company. You must also use your card to pay for the full amount of your rental and you'll be covered for:

Theft or damage of the rental vehicle
Loss-of-use charges
Reasonable and customary towing charges

Certain vehicles are not covered and other limitations apply as well. To find out more or to file a claim, visit the benefit administrator's website or call (844) 288-2141.

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