To add a USAA Rewards Visa authorized user, log in to your online account and click the “Account Services” tab, or call customer service at 1 (800) 531-8722. You will need to provide the person's full name, USAA number, Social Security number, citizenship and date of birth to add them as an authorized user.
A primary cardholder can make anyone a USAA Rewards Visa authorized user, as there are no minimum age requirements. There is a limit of five authorized users allowed on the account, though.
How to Add a USAA Rewards Visa Authorized User Online
Log in to your USAA Rewards Visa card account.
- Click the “Account Services” tab.
- Click “Request an Additional Card for Someone Else” under the “Card Services” menu.
- Enter the user’s full name, USAA number, Social Security number, citizenship and date of birth.
- Click “Add.”
When you add a USAA Rewards Visa authorized user, they will receive their own credit card, sent to your mailing address, within 5-10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. USAA authorized users are able to make purchases and balance transfers, take out cash advances, access account information and authorize others to use the account. However, they cannot request a higher credit limit, or change payment information.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. USAA reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
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