Applicants can check their USAA® Rewards™ Visa Signature® Card application status online or by phone at 1 (800) 531-8722. For both methods, you’ll need to provide your USAA number and Social Security number so that USAA can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending.
How to Check Your USAA® Rewards™ Visa Signature® Card Application Status Online
Log in to USAA’s website.
Go to your Inbox.
Navigate to “Message Center” in “My Alerts & Actions”.
View your USAA® Rewards™ Visa Signature® Card application status: approved, denied, or pending.
Typically, you’ll receive USAA’s decision on your application within 7 business days. Many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a USAA credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
All USAA credit cards require good credit or better for approval, so they are all equally easy (or hard) to get. That doesn’t necessarily make USAA credit cards easy for anyone to get, though, because the average credit score is right on the edge of good credit. USAA does not currently issue any credit cards for people with less-than-good credit.… read full answer
The average USAA credit limit is $1,000 for secured cards and $3,000-$5,000 for unsecured cards.
USAA also offers a maximum credit limit of $50,000 across all of its cards.
If you're not satisfied with your credit limit, or your credit utilization is too high, you can request an increase for most of the USAA credit cards (except the Classic or Secured ones) … read full answeronline.
Keep in mind, though, that requesting an increase can result in a hard pull on your credit report.
But you can avoid that, because USAA also increases credit limits every 12 months automatically, if you're eligible. You have the best chance for an automatic increase if you always pay your balance in full and on time.
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