John Wittgap, WalletHub Analyst
Yes, you can use your Capital One Platinum at an ATM. You can either do that for cash withdrawals (cash advances) or credit card payments.
If you want to use an ATM to get a cash advance, keep in mind that you will need a PIN (Personal Identification Number). You should have received a PIN with your card, but you can also request or change it. Cash advances are very expensive, though. Capital One Platinum charges a 3% (min $3) cash advance fee and interest starts accruing immediately, with no grace period, at a cash advance APR of 29.74% (V). So you should reserve cash advances for emergencies.
You can also use eligible Capital One ATMs to make Capital One Platinum payments. You won’t need a PIN to make a payment. You can search for eligible ATM locations online. Simply filter your results by selecting "ATM" and "Make a Card Payment" before entering your location.
Capital One Platinum Credit Card
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