Brianne Larch, WalletHub Credit Card Analyst
@BrianneLarch
Yes, you may be able to use your Kohl's Credit Card instantly after approval, if you pass certain security checks and are issued an instant card number upon approval. Unfortunately, the issuer does not disclose which the specific criteria are.
If you are eligible, you will see the option to view your card number via your online banking upon completing the application process. Your Kohl's Credit Card details will also be available on the issuer's mobile app.
If you do not see your Kohl's Credit Card details online, you'll have to wait until you receive your card in the mail in order to use your card number. Having said that, keep in mind that, once you’re approved, it usually takes 7-10 business days to receive your card in the mail.

Kohl's Credit Card
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