Can you use the Priceline credit card right after approval?

If you need a credit card today, you should apply for either an American Express card, a Capital One card or one of the store cards that offer instant use. While it’s pretty common to get approved for a credit card the same day if you apply online, you’ll still usually have to wait another 7-10 business days before your card comes to use it.... read full answer

All American Express cards give you the potential for an instant card number after approval, which will give you access to part of your credit line until your card arrives. Capital One cards also provide instant use through the Capital One app, but that’s only possible if you’re an existing Capital One cardholder. Store cards, such as the Target Credit Card, may give you an instant number or code to use as a temporary version of your card.

Some of the Best Credit Cards You Can Get Today

The Amex Blue Cash Everyday offers $200 statement credit after spending $2,000 in the first 6 months. The card also gives 3% cash back at U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases (up to $6,000 spent per year in each category), as well as 1% back on all other purchases, earned as statement credits. This card has a $0 annual fee.

The Costco Credit Card offers 4% cash back on eligible gas and and EV charging purchases (up to $7,000 spent per year), 3% back on restaurants and travel, 2% back on Costco and Costco.com purchases, and 1% back on all other purchases. This card has a $0 annual fee but you must be a Costco member to get it. Th card gives a temporary code to scan at checkout until the actual card arrives.

The Capital One QuicksilverOne offers 5% cash back on hotels and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. This card has a $39 annual fee. Must be an existing Capital One customer to see your card information through the app.

The Capital One Platinum Secured card requires a minimum security deposit of $49, $99 or $200. Your credit line will always be at least $200. This card doesn’t offer rewards. Capital One Platinum Secured has a $0 annual fee. Must be an existing Capital One customer to see your card information through the app.

The Target Credit Card offers 5% discount at Target and Target.com. The card has a $0 annual fee. Target Credit Card gives a temporary number after approval to use until your card comes.

While there’s no guarantee these options will get you a credit card today, they’ll certainly give you your best chance. Don’t forget that if you get approved for a Capital One card you’ll need to both already have another Capital One card open and have downloaded the app. Unfortunately, this option isn’t available to every Capital One customer, but Capital One doesn’t disclose who is eligible for instant card information. In the same way, all Amex cards give the potential for instant numbers, but aren’t guaranteed to give you one.

And if you’re interested in a store card, make sure to ask if they offer instant use first. Lastly, when your physical card arrives by mail in 7-10 business days, be sure to activate it right away.

You might be able to use your Capital One credit card before it arrives by using the “View Card Number” feature on the Capital One Mobile app. However, not everyone is eligible for this feature, so instant use is not guaranteed.

If you’re interested in getting the Capital One Walmart Rewards® Mastercard®, you can get an instant card number upon approval. But this is only applicable to in-store applications and at Walmart’s website. Once approved, you would receive a temporary shopping pass that you can use for purchases right away. Applications completed via the Capital One application page will not benefit from this.... read full answer

Here’s how to use a Capital One credit card before it arrives:

1. Download the free Capital One Mobile app.
2. Log in to the app using your Capital One username and password.
3. Tap your new credit card, if it’s listed.
4. Look for the card number, expiration date and security code.

If you have your new Capital One card’s number, expiration date and security code, you can use it to make purchases before the card arrives.

The best credit card you can use instantly is the Blue Cash Preferred® Card from American Express. You can access the card number immediately after being approved for an account online, then begin to make purchases until you receive the physical card in the mail.

Blue Cash Preferred offers up to bonus cash back rewards in certain spending categories and a $250 statement credit for spending $3,000 in the first 6 months. It also requires a minimum of good credit for approval. Just remember that you’ll only have a short period of time to write down your card information once you’re approved for this credit card. People who miss this window of opportunity will need to wait until they get the card in the mail.... read full answer

Best Credit Cards You Can Use Instantly After Approval

Instant approval is always possible when you apply for a credit card online or in person, but credit cards that you can use instantly are uncommon. Some credit card issuers don’t offer any credit cards you can use instantly, while others have only a few.

Credit Cards You Can Use Instantly by Issuer

*Please note, at this time the IHG® Rewards Premier Credit Card, IHG® Rewards Traveler Credit Card, Aeroplan Credit Card, Chase Freedom Flex℠, Amazon.com Credit Card, Disney Premier Credit Card, Disney Rewards Credit Card and Business credit cards cannot be added to a digital wallet upon card approval. However, once you receive your physical card you can add it to a digital wallet.

If you’re not able to get a credit card you can use instantly, don’t worry. Credit cards usually only take 7-10 business days to arrive after you’re approved. And many credit card companies provide expedited delivery for a small fee, or sometimes even for free.