How can I pay my Value City Furniture Credit Card?

There is no disclosed starting credit limit for the Value City Furniture Credit Card. The issuer does not include any specific credit limit information in the card’s terms. For the most part, credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.… read full answer

That being said, the Value City Furniture Credit Card credit limit that you start with won’t necessarily be your credit line forever. You can ask to get a credit limit increase in person, at a Value City Furniture store, or by going to your online account. It would be best to wait a few months before doing that. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.

You can only use the Value City card at Value City furniture stores.

You can make a Synchrony Bank credit card payment online, over the phone, or by mail with a check or money order. Synchrony also accepts payment by Western Union, bill payment checks from banks, and Walmart Bill Pay. The easiest way to pay a Synchrony credit card bill is online. After you’ve logged in, click "Payments,” then, “Make a Payment.” Select the payment amount, date and your preferred checking account to pay from. After reviewing your payment, click "Submit."… read full answer

You can also mail in a Synchrony credit card payment. For store credit cards (also called “private label” cards), send a check or money order to: Synchrony Bank / P.O. Box 960061 / Orlando, FL 32896-0061. For Visa cards and Mastercards, send payment to: Synchrony Bank / P.O. Box 960013 / Orlando, FL 32896-0013.

To pay your Synchrony Bank credit card bill over the phone, call the number on the back of your credit card, or find your card’s customer service phone number on the Synchrony website. Make sure to have your credit card handy to verify your account information. Also be aware that Synchrony may charge a fee to pay by phone, and the fee amount may vary from card to card.

Once you’ve made a payment – or in the case of mailed payments, once Synchrony receives it – it will post to your account within 48 hours.