What are the Venus Credit Card approval requirements?

Venus points are worth 5 cents each, on average. For example, 10,000 Venus points have a dollar value of roughly $500. As a result, Venus points are more valuable than the average clothing store’s rewards points, which are valued at 3.18 cents each.

The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Venus points:... read full answer

Dollar Value of Redemption Item / Number of Venus Points Needed = Venus Point Value

How to Earn More Venus Points

It’s important to remember that while you can’t change the redemption values of Venus points, you can increase the rate at which you earn them. One of the best ways to increase the number of Venus points that you earn is to apply for the Venus Credit Card.

Venus Points vs. The Competition

You can only check your Comenity Bank credit card application status by phone. There isn’t a general Comenity Bank phone number for all of their credit cards, so make sure to call the phone number associated with the card you applied for. Then, wait until you’re connected to a representative to inquire about your application.... read full answer

You can search for a particular card’s contact information on Comenity’s website.

Popular Comenity Bank credit cards and their phone numbers:

• Bealls Florida Credit Card: (800) 324-0324
• Big Lots Credit Card: (888) 566-4353
• Victoria's Secret Credit Card: (800) 695-9478
• IKEA Credit Card: (866) 518-3990
• Bed Bath & Beyond® Credit Card: (866) 892-4393

If the issuer denied you, there might still be some hope left. Ask the representative for a reconsideration by explaining your situation. If they don’t change their decision about your denial, consider becoming an authorized user on someone else’s account.

Alternatively, you can apply for a secured card that offers better approval odds. Check out our list for the best secured credit cards to find the right one for your needs.

A credit score of 640 or higher is needed to get a Comenity Bank credit card in most cases. That means you need at least fair credit to get approved. However, there are some Comenity credit cards that require a credit score of 700 or better (good credit).

It is important to know where you stand before applying for a Comenity credit card. You can ... read full answercheck your credit score for free, right here on WalletHub.

What you should know about Comenity Bank credit cards:

Comenity credit cards are known for being easy to get. Most Comenity Bank credit cards are store cards, meaning you can only use them at whatever retailer they’re tied to. On the plus side, most of these cards only require fair credit for approval.

However, there are some exceptions. For instance, Comenity Bank also offers open loop cards, which can be used anywhere Visa and Mastercard are accepted. They require at least good credit.