The Venus Credit Card approval requirements include having a credit score of at least 640 (fair credit), and enough income to pay your Venus Credit Card bill. Applicants must also be at least 18 years old and either a U.S. citizen or permanent resident.
Other Venus Credit Card Approval Requirements
Application requirements also include personal information such as your name, address and birthdate. Your Social Security Number and U.S. citizenship status are also required. Your credit history, annual income and any existing debts you might have are also important factors in deciding whether you’re a good fit for this card or not.
To get a better understanding of where you stand in terms of your chances of approval for the Venus Credit Card, you can check your credit score for free on WalletHub.
Venus points are worth 5 cents each, on average. For example, 10,000 Venus points have a dollar value of roughly $500. As a result, Venus points are more valuable than the average clothing store’s rewards points, which are valued at 3.18 cents each.
The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Venus points:… read full answer
Dollar Value of Redemption Item / Number of Venus Points Needed = Venus Point Value
How to Earn More Venus Points
It’s important to remember that while you can’t change the redemption values of Venus points, you can increase the rate at which you earn them. One of the best ways to increase the number of Venus points that you earn is to apply for the Venus Credit Card.
You can only check your Comenity Bank credit card application status by phone. There isn’t a general Comenity Bank phone number for all of their credit cards, so make sure to call the phone number associated with the card you applied for. Then, wait until you’re connected to a representative to inquire about your application.… read full answer
If the issuer denied you, there might still be some hope left. Ask the representative for a reconsideration by explaining your situation. If they don’t change their decision about your denial, consider becoming an authorized user on someone else’s account.
Alternatively, you can apply for a secured card that offers better approval odds. Check out our list for the best secured credit cards to find the right one for your needs.
A credit score of 640 or higher is needed to get a Comenity Bank credit card in most cases. That means you need at least fair credit to get approved. However, there are some Comenity credit cards that require a credit score of 700 or better (good credit).
What you should know about Comenity Bank credit cards:
Comenity credit cards are known for being easy to get. Most Comenity Bank credit cards are store cards, meaning you can only use them at whatever retailer they’re tied to. On the plus side, most of these cards only require fair credit for approval.
However, there are some exceptions. For instance, Comenity Bank also offers open loop cards, which can be used anywhere Visa and Mastercard are accepted. They require at least good credit.
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