Verifying a Citibank credit card is the same thing as activating it. Different issuers use the words “verification” and “activation” interchangeably.
How to Verify a Home Depot® Credit Card
By phone: Call 1-800-677-0232 and enter your card number and Social Security number when prompted.
Online: Go to the Citibank online card verification page. Enter your name, card number, security code, and the last four digits of your Social Security number, then submit the verification.
Mobile App: Log in to the Citibank mobile app and tap “Register” or “Activate” a card and tap "Credit card”.” Enter your card number, CVV, your date of birth, and the last four digits of your Social Security number, then submit the verification.
If you have any trouble verifying your Home Depot® Credit Card, you can always call customer service at 1-800-677-0232 for assistance. It’s best to verify your card as soon as possible after receiving it.
You can check your Home Depot® Credit Card statement from your online account. To do so, sign in to your online account and choose “Statements” from the Account Activity menu.
More info regarding the Home Depot® Credit Card statement:
Recent statements should be viewable right away.
If your account is eligible, you may also request an archived statement on the right-hand side of the page.
Archived statements can be viewed within 24-48 hours after...
Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days. Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.
A credit card cannot expire if you won't activate it, but it will most likely be disabled. If you don't activate a credit card and thus don't use the card, your account may be closed.
Card issuers typically close accounts that aren't used within a certain time period, usually over a year.
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