You can pay your Verve Credit Card bill either online or through the issuer’s mobile app. Alternatively, you can submit a payment through mail or over the phone at (800) 518-6142.
Here’s how to pay your Verve Credit Card bill:
Online:Log in to your Verve Credit Card online account to make a payment and manage your account.
Through the mobile app: Download the app for iOS or Android and log in to your account. Then, tap on “Pay Your Credit Card Bill” from the main dashboard.
Over the phone: Call Verve Credit Card customer service at (800) 518-6142 and follow the prompts to make a payment. Phone payments can be made from 7 am to 12 pm ET Monday–Friday, and 8 am to 8 pm on Saturday and Sunday.
By mail: Send your check or money order to the following address:
Verve Card P.O. Box 6812 Carol Stream, IL 60197-6812
Keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.
You can log in to your Verve Credit Card account online. Enter your username and password, then click on “Login to my account”. If you don’t have an account yet, you’ll need to register your card first by clicking on “Register now!”.
You can also log in to your account through the issuer’s mobile app for ... read full answeriOS and Android.
Having 24/7 access to your online banking account is convenient because it offers you a chance to:
Pay bills or schedule payments
View your transactions
Review your statements
Edit your account information
Contact customer service
If you forget your login information, click “Forgot Username or Password” on the Verve Credit Card login page. Then, just follow the prompts to reset or retrieve your login credentials.
You can get cash back with your Verve Credit Card by simply using your card to make purchases.
You will receive your cash back rewards as statement credit, after each billing cycle. There is no limit to the total amount of cash back that you can earn. You should also know that the statement credit can only be applied against your balance. You cannot use it to make credit card payments. For more information on how the Verve Credit Card rewards work, you can always consult the Cash Back Rewards Agreement that you received with your credit card.... read full answer
More Info About Getting Cash Back With Your Verve Credit Card
If by cash back you meant cash advance, then you can use your Verve Credit Card to withdraw money at an ATM. Just keep in mind that this type of transaction can be quite expensive. For starters, there’s a cash advance fee of 3% (min $10). There’s also a cash advance APR of 29.99% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
You can get a Verve Credit Card credit limit increase by making a request online or over the phone at (866) 449-4514. Alternatively, you may also get a Verve Credit Card credit limit increase without asking, if your account is in good standing for at least 6 months.
What you should know before requesting a Verve Credit Card credit limit increase:... read full answer
To be eligible for a credit limit increase, you must have no late payments or delinquencies on your Verve Credit Card account for the first six billing cycles.
The Verve Credit Card’s issuer will perform a hard pull on your credit report to check whether you qualify for a higher credit limit.
The Verve Credit Card credit limit can be increased to a maximum of $2,000, as long as you meet the credit score and income requirements.
Note that you could be eligible for a Verve Credit Card credit limit increase without even requesting one. The issuer may offer an automatic credit limit increase if their regular review of your account shows a history of on-time payments and low debt.
An automatic credit limit increase involves a soft pull, which does not affect your credit score.
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