The easiest way you can check your Victoria's Secret Credit Card balance is online, by signing in to your account. Alternatively, you can find out your credit card’s balance by calling customer service at (800) 695-9478 or the number on the back of your card.
Here's how you can check your Victoria's Secret Credit Card balance:
Online:Log in to your Victoria's Secret Credit Card account to see its balance. From here, you can also pay your bill, set up alerts and lock or unlock your card.
Phone: Call (800) 695-9478 or the number you see on the back of your card and follow the prompts to have the automated system read your current balance.
It’s a good idea to keep an eye on your Victoria's Secret Credit Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
The Victoria's Secret Credit Card credit limit is usually around $500 to start, according to forum posts, and some cardholders report limits as high as $5,000. The issuer does not include any specific Victoria's Secret Credit Card credit limit information in the card’s terms, though.
For the most part, Victoria's Secret Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.… read full answer
That said, the Victoria's Secret Credit Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling customer service at number on the back of your card, but it’s best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
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