Your Victoria's Secret Credit card can be closed due to inactivity.
Every company has its own policy but judging from what cardholders report, you should not worry too much about them closing the card if you use it at least once every 12 months. One thing to keep in mind is that if you don’t use your card for 12 consecutive months, you will lose any points you have accumulated.
They closed my account because I didn't use my card in 4 months after paying off a $750 balance. I had this card for over 7 years & for two months consecutively (during the pandemic) they dropped my credit balance by $200 ($400 total) which dropped my credit score 150 points then closed it due to my credit score dropping & not using it within 4 months. Just because our local store is closing doesn't mean you do that. I have reported to the BBB & do not recommend Comenity to any person. I even closed my Ulta account because I don't want to use a company that treats customers that way.
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