What is the Victoria's Secret Credit Card credit limit? This question is about the Victoria's Secret Credit Card

What is the Victoria's Secret Credit Card credit limit?

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This question is about the Victoria's Secret Credit Card

Thom Fotenberg, WalletHub Credit Card Analyst

@thom.f • 09/17/21 This answer was first published on 09/17/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Victoria's Secret Credit Card credit limit is usually around $500 to start, according to forum posts, and some cardholders report limits as high as $5,000. The issuer does not include any specific Victoria's Secret Credit Card credit limit information in the card’s terms, though.

For the most part, Victoria's Secret Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

That said, the Victoria's Secret Credit Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling customer service at number on the back of your card, but it’s best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.

maishakadams, Member

@maishakadams • 07/04/20 This answer was first published on 07/04/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I have a Victoria Secrets credit card and my current limit is 5000.00...I started off with 500...if you pay pay your bill and never be late, they will periodically give you credit increases

Brandi Laboy @branluvsgio

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How long it take u to get from 500 to 5000

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People also ask

How do I get a Victoria's Secret Credit Card credit limit increase?

You can get a Victoria’s Secret Credit Card credit limit increase by requesting it online or by calling (800) 695-9478.

Your credit limit may also be automatically increased 6 to 9 months after opening your account. You can improve the chances of this happening by always paying your bills in full, before their due date. A higher income or credit score than when you were approved for the card could also help.… read full answer

Don’t forget that requesting a Victoria’s Secret Credit Card credit limit increase could result in a hard inquiry on your credit report. This may negatively affect your credit score, but only for a little while.

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What credit score is needed for the Victoria's Secret Credit Card?

I was approved for $200 CL with a 591 TU/EQ and 568 EX. They only pulled my EX for the VS card.

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What is the credit limit on a Visa card?

The credit limit on a Visa card can be as low as a few hundred dollars or as high as $50,000+. Visa credit limits vary so much because they depend on each credit card applicant’s credit score, annual income, outstanding debt and employment status, among other factors. Visa credit card limits also vary because many different banks and credit unions issue Visa cards, and each issuer sets its own credit limits. In other words, Visa does not set credit limits – card issuers do.… read full answer

In most cases, you actually won’t know the credit limit of the Visa you intend to apply for. Credit limits often aren’t advertised, and you can usually only find a minimum limit if it’s specified in the card terms. In general, though, applicants with good credit or better will often get approved for credit limits between $5,000 and $15,000. Applicants with bad or fair credit are more likely to get a credit limit in the $300-$5,000 range.

Even if the credit line you receive on your Visa card isn’t what you were hoping for, you can always work to improve it. Many card issuers will check periodically to see if your account warrants an automatic credit line increase. They’ll occasionally increase the credit limit of customers who keep their accounts in good standing and use their credit wisely. If you don’t want to wait for it to happen automatically, you can request a credit limit increase by calling your card’s issuer.

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