You can submit a Victoria's Secret credit card payment by logging in online, or you can pay by phone, by mail, or in-person at a Victoria’s Secret store. Phone payments can be made by calling 800-695-9478 Monday-Saturday, 8:00 am to 9:00 pm EST. The fee to pay by phone is $15. You can visit any Victoria’s Secret store to pay your credit card bill in person, but be sure to bring your credit card statement.
You can pay with a checking account or a debit card if you pay with a representative over the phone. Keep in mind that if you pay over the phone with a representative when your account is current, there will be a $15.00 convenience fee. However, if your account is past due there is no charge to pay with a debit card. You can also pay with a checking account online, with a representative, or through the mail. The store only accepts cash payments, but if you do pay in the store you get double rewards points!! Another option to pay is with a money order. (I actually work for the bank that finances the VS credit card)
Comenity Bank specializes in store cards, which you’ll only be able to use at one (or sometimes a few) specific retailers, so choosing the best Comenity Bank credit card really comes down to where you shop most of the time.
The credit score needed for the Victoria’s Secret Credit Card is 640 or higher, which is considered fair credit. Though there are some reports of applicants getting approved for the Victoria’s Secret card with credit scores lower than 640, it’s best to have at least fair credit to be on the safe side. Lots of store credit cards have similar credit score requirements for approval.… read full answer
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