Anyone with a Visa credit card can use a virtual Visa credit card number through the free digital card service Click to Pay with any online merchant that shows the EMV payment icon at checkout. After selecting the icon, cardholders can choose a card to use and make their purchase without giving out their real card number. The EMV icon looks like a square with two arrows pointing to the right.
To set up a Click to Pay account through Visa, you’ll need to provide your name, email, billing address, and card information. It’s important to note that your credit card doesn’t need to be on the Visa network to work with Click to Pay. In fact, Click to Pay works with cards on all four major card networks: Visa, Mastercard, American Express and Discover. That said, you can only add Visa cards through the Visa portal. Other cards can be added through another card network’s website, your card issuer’s website, or the merchant’s website during checkout.
Click to Pay will save the credit card and billing information you provide when you sign up. When you check out with Click to Pay, a virtual credit card number is generated to take the place of your actual card number and security code. The payment process is quick, and since your actual card number never leaves the Click to Pay system, it’s well-protected against fraud.
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