Maria Adams, Credit Cards Moderator
@m_adams
No, the Visa Black Card doesn’t exist anymore. The offer changed card networks and rebranded from Visa to Mastercard back in 2016. Only the rebranded version of the card – now the Mastercard® Black Card – is available to new applicants. This card is offered through a partnership between Barclays and the so-called Luxury Card brand – same as the Visa Black Card.
The Mastercard® Black Card also offers many of the same features as the Visa Black Card. For example, the Mastercard® Black Card has the same annual fee as the old Visa: $495 (plus $195 for each authorized user). And it’s the mid-priced option in a 3-card lineup, which now includes the Mastercard® Gold Card and the Mastercard® Titanium Card.
What You Need to Get the Mastercard® Black Card
The Visa Black Card was touted as a luxury status symbol-type credit card, and so is the newer Mastercard® Black Card. However, neither is the invitation-only Centurion® Card from American Express, also known as “the black card.” You won’t need an invitation to apply for the Mastercard® Black Card. All you need is at least good credit, and you can apply through the Luxury Card website.
Mastercard® Black Card Benefits and Perks
The new Mastercard® Black Card is a carbon/stainless steel card and offers a few more perks than the Visa version did. More specifically, with this card you get:
- Earn 1 point for every $1 spent on this card. Receive 1.5% Value for Cash Back direct deposit into a US bank account or as a statement credit.
- 2% Value for Airfare Redemption. 50,000 Points will get you a $1,000 ticket on any airline with no blackout dates or seat restriction
- Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
- Plus, $100 automatic statement credit for the cost of the Global Entry Application Fee.
- Airport Lounge Access with Priority Pass™ Select.
Overall, the Mastercard® Black Card isn’t as exclusive or valuable as it’s trying to look. But if you’re a frequent traveler, you’ll at least have the opportunity to make good use of the card’s best features, and it may prove to be worth the annual fee. That said, there are other travel cards with similar benefits, better ongoing rewards, and lower annual fees.
Some of the Best Travel Credit Cards:
You can also check our editors’ latest picks for the best travel credit cards on the market to weigh your options.

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