Cameron DiGiovanni, Writer
@cdigiovanni20
To get a Visa cash advance, either visit a Visa credit card issuer’s branch location or go to an ATM with the Visa logo on it. A government-issued ID is needed to get a cash advance from a bank or credit union branch, and a PIN is needed to get a cash advance from an ATM.
Ways to get a cash advance with your Visa credit card:
- Get a Visa cash advance at a branch: To get a Visa credit card at a bank or credit union branch, show the teller your card and government-issued ID, and ask for a cash advance. If the card’s issuer does not have a physical branch, cardholders with Visa cards from big credit card companies can still go to most other banks for a Visa cash advance. That said, it’s best to call the bank and ask about your specific Visa card before heading to the physical location.
- Get a Visa cash advance at an ATM: To get a cash advance from an ATM, first request a cash advance PIN for the Visa card and find out your cash advance limit by calling the card issuer’s customer service number. Some card issuers also allow you to get a PIN online. You may also find your cash advance limit by checking your card’s monthly statement. To complete the ATM transaction, insert your credit card, and choose “credit” instead of “checking” or “savings.” Then, enter the cash advance PIN when requested. Do not withdraw more than your cash advance limit.
- Get a Visa cash advance in case of emergency: Visa also allows cardholders whose cards are lost or stolen to request cash by calling (800) 847-2911 . Visa will work with your credit card’s issuer to make cash available to you at a nearby location. This form of cash advance can help you with expenses during the time between losing a card and getting a replacement.
Other Things to Know Before Getting a Visa Cash Advance
Cash advances should be avoided due to their high interest rates and fees, both of which apply immediately. Still, the cash advance function on credit cards can come in handy during emergency situations.
Before you get a cash advance, check out the card’s cash advance terms and conditions. By reviewing the terms, you’ll at least know what you’re getting yourself into when you make the transaction.

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