John S Kiernan, Managing Editor
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You can apply for a Visa credit card either online or at a bank or credit union branch. Alternatively, you can submit an application in person at certain retailers, or over the phone in some cases.
How to apply for a Visa credit card online:
- Search for a Visa credit card that suits your financial needs.
- Click the “Apply Now” button to be redirected to the issuer’s secure online application page.
- Provide the required information, including your name, address, and Social Security number, as well as some info about your income and current debts.
- Check out the terms and conditions.
- Submit your application.
- After you submit your Visa credit card application, you could receive instant approval if you’re clearly qualified. Otherwise, you may have to wait 7-10 business days for a decision, depending on the issuer.
Here are some of the best Visa credit cards:
Keep in mind that Visa is a card network, not a card issuer. So, you can apply for a Visa credit card through many banks and credit unions.
Ultimately, there’s little reason not to at least consider Mastercard, too. Getting the best possible card (not necessarily the best Visa) should be your main objective, after all.
2023's Best Visa Credit CardsCompare Cards
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