Yes, you can use your Visa credit card in Europe. Visa credit cards are accepted in nearly all European countries, including popular travel destinations such as France, Spain, Italy, Germany, the United Kingdom, Austria, and Greece. On the whole, Visa cards can be used in over 200 countries and territories worldwide. It is very rare, domestically and internationally, to find a merchant that accepts credit cards but does not accept Visa.
When you use your Visa in Europe, be sure to pay in the local currency. Some merchants may ask if you’d like to convert your payment into U.S. dollars, but you should always decline this offer. This is called dynamic currency conversion, and if you allow it, you’ll end up paying as much as 7% more than you need to.
In addition, make sure that you have a Visa card with no foreign transaction fee. Most foreign transaction fees are around 3% of the amount of each purchase, so avoiding them on European spending is key.
Even if you follow that advice, you’ll still want to have other payment options in case you can’t use your Visa. Some restaurants and smaller shops may not accept credit cards at all, so you can’t assume that a Visa will get you everywhere. It’s always good to carry some of the local currency when you’re traveling abroad, since it’ll be the most reliable form of payment. As far as credit cards go, though, Visa is one of the best networks to use while traveling in Europe.
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