Visa rental car insurance covers theft and physical damage to the vehicle due to collision, weather events, vandalism, and accidental fire, up to the cash value of the car. Towing charges, loss-of-use, and administrative fees are also covered by Visa.
To be eligible for Visa rental car insurance, the rental must be in your name. You also have to decline any extra insurance offered by the rental agency, and you must pay for the entire rental on your Visa credit card. Rentals longer than 31 days are not covered after the 31st day. Trucks, antique cars, limousines, exotic or expensive vehicles, motorcycles, bikes, campers, golf carts, and vans that seat more than 8 people are not covered.
To make a Visa rental car insurance claim, visit visa.com/benefitsportal or refer to your credit card’s benefits guide. It’s important to note that not all Visa credit cards will have rental car insurance. Secondary benefits like this are up to the card issuer - not the card network - so make sure to review the benefits guide that came with your Visa card.
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