Chip Lupo, Credit Card Writer
@CLoop
There is no minimum credit score requirement for Visa credit cards overall. A good credit score is recommended, though you will need a credit score of 700 or higher to be approved for some of the best Visa credit cards. You can get a Visa credit card with a bad credit score or no credit score at all.
Generally, a credit card network does not actually set credit score requirements for any of its cards. Credit scores and other requirements for approval are the responsibility of the banks and credit unions that issue Visa credit cards in the United States.
Credit Score Needed for Notable Visa Credit Cards
- Chase Sapphire Reserve®: Excellent credit (a credit score of 750+)
- Chase Freedom Unlimited®: Good credit (a credit score of 700+)
- Upgrade Cash Rewards Visa®: Fair credit (a credit score of 640+)
- Petal® 2 Visa® Credit Card: Limited History (less than 3 years of credit history)
- OpenSky® Secured Visa® Credit Card: Bad credit (a credit score of 300+)
- Credit One Bank® Platinum Visa® for Rebuilding Credit (Unsecured): Bad credit (a credit score of 300+)
You can check your credit score to be sure you’ll have high odds of being approved for a Visa credit card before you apply. Once you have your credit score, you can then search for appropriate Visa credit card offers online to get a better idea about which cards best fit your needs.
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What are the best credit cards for a 600 credit score?
One of the best credit cards for a 600 credit score is the Capital One Quicksilver Secured Cash Rewards Credit Card. This card rewards cardholders with 1.5 - 5% cash back on purchases. Plus, the card has a $0 annual fee.
Generally, the best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the...
read full answerWhat are the best credit cards for a 650 credit score?
One of the best credit cards for a 650 credit score is the Capital One Platinum Credit Card because it has a $0 annual fee and can help improve your credit score. Capital One Platinum accepts applicants with limited credit, so someone with a fair credit score of 650 should have decent odds of approval. Capital One also reviews accounts for automatic credit limit increases as soon as six months after account opening.
Best Credit Cards for a 650 Credit Score
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read full answerWhat are the best credit cards for a 550 credit score?
One of the best credit cards for a 550 credit score is the OpenSky® Secured Visa® Credit Card. There’s no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments. This card also reports to all three major credit bureaus (Equifax, Experian, and TransUnion) every month, which is your ticket to a better credit score. And a $35 annual fee isn’t too much to pay for that.
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