Visa Platinum is a Visa card tier internationally but not in the United States. Visa credit cards in the U.S. are all Traditional, Signature, or Infinite cards, so if you have a Visa Platinum card that was issued in the U.S., the word “Platinum” doesn’t have anything to do with the Visa card network. Rather, it’s an arbitrary word tacked on by the card issuer that likely doesn’t mean anything specific.
Best Visa Platinum Credit Cards
The U.S. Bank Platinum offers an intro APR of 0% for 20 billing cycles on both purchases and balance transfers. The card charges a balance transfer fee of 3% (min $5). The card’s regular APR is 16.74% - 26.74% (V). The U.S. Bank Platinum has a $0 and requires at least good credit for approval.
The UMB Simply Rewards Visa Credit Card awards cardholders with 15,000 points after spending $1,500 in the first 90 days. The card also offers 3 points per $1 spent on gas, groceries, fast food and at restaurants, and 1 point per $1 spent on all other purchases. The UMB Simply Rewards Visa Credit Card has a $0 annual fee and requires at least good credit for approval.
The Comerica Bank Visa® Platinum Card offers an intro APR of 0% for 18 months on both purchases and balance transfers. The card charges a balance transfer fee of 3% (min $5). The card’s regular APR is 16.24% - 26.24% (V). The Comerica Bank Visa® Platinum Card has a $0 and requires at least excellent credit for approval.
You can also check our editors’ latest picks for the best platinum credit cards on the market to weigh your options.
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