The best Visa Signature rewards card is Chase Sapphire Preferred because it offers a bonus of 60,000 points for spending $4,000 in the first 3 months. That’s $750 when redeemed for travel purchases through Chase Ultimate Rewards. In addition, cardholders can transfer points to over a dozen hotel and airline loyalty programs at a 1:1 ratio. Sapphire Preferred also offers 2 points per $1 spent on travel and restaurant purchases and 1 on all other purchases. There is a $95 annual fee. And there’s a $0 foreign transaction fee.
All Visa cards offer benefits such as car rental insurance, roadside dispatch and zero fraud liability. But Visa Signature cards come with additional benefits not available on traditional Visa credit cards. Among them are extended warranties, emergency transportation assistance, lost luggage insurance and more.
These are on top of any issuer-specific perks a card may offer. Capital One Venture Rewards is another good Visa Signature rewards card. It has a 100,000 miles initial bonus. You’ll need to spend $3,000 in the first 3 months to earn 50,000 miles or $20,000 in the first 12 months to get 100,000 miles. The bonus is worth $1,000 toward travel expenses. There’s an annual fee of $95. You’ll also earn 2 miles per $1 on all purchases.