The best Visa travel rewards credit cards provide an opportunity to earn free flights and hotel stays as well as take advantage of benefits such as travel insurance. There may be insurance for everything from rental cars and luggage to cancelled trips and travel accidents, depending on the card. Some Visa travel credit cards also offer luxuries such as free checked bags, room/seat upgrades and airport lounge access.
To help you start your search for a good Visa travel rewards card, WalletHub’s editors have picked out some popular offers.
Visa travel rewards credit cards enjoy worldwide acceptance, as cards on the Visa network can be used in 200+ countries and territories. Plus, most Visa travel rewards credit cards do not charge foreign transaction fees, which means you won’t pay extra for international purchases.
You can redeem Bank of America Travel Rewards points for a statement credit to cover dining or travel purchases made in the past 12 months. BofA Travel Rewards points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit. You can redeem your points by signing in to your account … read full answeronline or on the BofA mobile app, or by calling (888) 268-7800. The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent on purchases, so that can add up quickly.
How to Redeem Bank of America Travel Rewards Points Online
Select the Bank of America Travel Rewards credit card.
Click on the “Rewards” tab.
Browse the rewards options and redeem your Travel Rewards points.
If you travel frequently, you should have no trouble redeeming your Bank of America Travel Rewards points. While you can’t actually use points to purchase travel directly, you can pay for a travel purchase with the card through the BofA Travel Center and earn 3 points per $1 spent. Two days later, you can redeem those points to count toward the travel purchase as long as you have at least 2,500 points ($25 travel value).
If you don’t want to wait, you can redeem immediately for cash back once you’ve collected at least 2,500 points ($15 cash back value). But you’ll need at least 3,125 points to use Travel Rewards points for gift cards.
One great thing about redeeming Bank of America Travel Rewards points for your travel purchases is BofA’s broad interpretation of what counts as a travel purchase. You can use points toward purchases at places like circuses, art galleries, amusement parks, tourist attractions, boat rental agencies, and zoos, along with your ordinary travel expenses like plane tickets and hotel reservations. And unlike a lot of other credit card companies, BofA counts Airbnb rentals in its travel category, which lets you use your points toward those purchases.
The best travel credit card with no annual fee is the Bank of America® Travel Rewards credit card because it offers an initial bonus of 25,000 points for spending $1,000 in the first 90 days. It also rewards cardholders with unlimited 1.5 points / $1 spent on all purchases. Plus, the Bank of America Travel Rewards credit card has a 0% foreign transaction fee in addition to its $0 annual fee.… read full answer
If you aren’t planning to go anywhere too adventurous, consider the Discover it® Miles. Discover is not accepted in as many international locations as Visa or Mastercard, but its U.S. acceptance is pretty good. Discover it Miles also has good rewards. It offers 1.5 miles per $1 on all purchases, doubled the first year.
One of the best travel credit cards for fair credit is the Capital One QuicksilverOne Cash Rewards Credit Card because it gives unlimited 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. Capital One QuicksilverOne also comes with a 0% foreign transaction fee. This card has a $39 annual fee.… read full answer
When you have fair credit, it’s difficult to qualify for most travel rewards credit cards, as they tend to require at least a good credit score. But with responsible use, you can build your credit to the point where you’ll have high approval odds for better travel rewards cards.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.