What are Visa World Points?

This question is about VISA Rewards Credit Cards

Maria Adams, Credit Cards Moderator

@m_adams • 03/08/21 This answer was first published on 02/24/21 and it was last updated on 03/08/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Visa World Points were rewards from the Bank of America® Visa Signature® Credit Card with WorldPoints® Rewards and the WorldPoints Rewards for Business MasterCard® Credit Card. However, those cards are no longer available. The only WorldPoints credit card available right now is the Norwegian Cruise Line® Credit Card from Bank of America. It offers 3 points / $1 spent on Norwegian Cruise Line purchases, 2 points / $1 spent on eligible air and hotel purchases, and 1 point / $1 on all other purchases. Those WorldPoints are worth 1.25 cents each when redeemed for airfare, 1 cent each when redeemed for hotel or rental car reservations, and less when redeemed for cash. You can also redeem for Norwegian Cruise Line purchases and room upgrades.

Bank of America also has two other rewards programs: Cash Rewards and Travel Rewards. For example, the Bank of America® Customized Cash Rewards credit card gives rewards equal to 1 - 3% cash back of what you spend, redeemable as a statement credit, direct deposit to a bank account, or gift cards. On the other hand, the Bank of America® Travel Rewards Credit Card for Students earns 3 points for every dollar spent in net purchases at the Bank of America Travel Center and unlimited 1.5 points / $1 spent on all other purchases. Bank of America® Travel Rewards Credit Card for Students points have the most value when redeemed for travel (1 cent each), and the least value when redeemed for cash back (0.6 cent each).

People also ask

How much are Bank of America rewards points worth?

Bank of America rewards points are worth up to $0.01 (1 cent) per point, depending on which BofA rewards card you have and how you redeem the points.

For example, points from the Bank of America® Travel Rewards credit card are worth $0.01 each when redeemed for travel credits (1,000 points = $10). They’re worth $0.006 per point (1,000 points = $6) when redeemed for cash, and gift card redemption values vary.… read full answer

Meanwhile, all points earned with the Bank of America® Premium Rewards® credit card are worth $0.01 per point.

Other points-earning BofA credit cards are co-branded with specific companies. The Amtrak Credit Card, the AAA Credit Card, and the Sonesta Credit Card are a few of them. Many have different point-redemption values, too.

For example, AAA Credit Card points are worth up to 40% more when redeemed for a AAA voucher, compared to other redemption methods like cash back and gift cards. However, you may have trouble finding out how much those cards’ rewards points are worth until you’re ready to redeem them. Many of them don’t have points value listed in their terms.

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How much are Visa rewards points worth?

There are hundreds of Visa credit cards with rewards points, which individual credit card issuers give cardholders for making purchases and reaching certain milestones, but Visa does not have its own rewards points. Rewards are the responsibility of the banks and credit unions that issue credit cards, and Visa is not a credit card issuer.… read full answer

Visa still provides plenty of perks, just not points, miles or cash back for making credit card purchases. Cardholders can claim special Visa offers for savings on travel and shopping, for instance. Visa also is responsible for secondary credit card benefits such as rental car insurance, extended warranty protection, travel insurance and more.

When it comes to rewards points credit cards on the Visa network, the points that you can earn are worth about 1 cent each, on average. The exact value varies by rewards program and depends on what you redeem the points for. Typically, you can spend your Visa card’s rewards points for travel, merchandise through an issuer’s online shopping portal, cash, gift cards, charity donations and more. In some cases, Visa rewards points may be worth more with some redemption methods than others.

You can earn rewards points by making purchases with the right Visa credit card as well as by meeting the spending requirements for a bonus, referring a friend and more, depending on the card.

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