Can you get approved for the Walmart Credit Card after bankruptcy? This question is about the Capital One Walmart Rewards® Mastercard®

Can you get approved for the Walmart Credit Card after bankruptcy?

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This question is about the Capital One Walmart Rewards® Mastercard®

Michael Battle, WalletHub Credit Card Analyst

@mikebattle • 08/16/21 This answer was first published on 07/13/21 and it was last updated on 08/16/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, it's possible to get approved for the Walmart Credit Card after bankruptcy, as long as it’s discharged by the time you apply and you meet the credit score requirements. Unfortunately, the issuer doesn’t disclose how long after a discharged bankruptcy you can get approved for the card.

All the aforementioned apply to the Walmart® Store Card, too.

More specifically, the Walmart Credit Card requires a credit score of 640+. This means that you need at least fair credit to get it. But Capital One will also take into account various other factors while considering your application, like your credit history, income and any debts you might have.

Having said that, it is also worth noting that you can check your credit score for free on WalletHub to weigh your chances of approval.

Ultimately, if you don’t meet the Walmart Credit Card requirements, you could consider some of the best bankruptcy credit cards and focus on rebuilding your credit after bankruptcy.

Devonte Harmon-Joseph, Member

@harmonjosephd • 04/05/21 This answer was first published on 03/31/21 and it was last updated on 04/05/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I did. Discharge on 3/3/21 and got a $300 limit 3/30/21. It's a start.

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People also ask

How do I apply for the Walmart credit card?

You can apply for a Walmart Credit Card online or at a Walmart store location.

Before you apply, it’s important to note that Walmart offers two credit cards – a Mastercard and a Walmart® Store Card – but has just one application.

In other words, you can’t pick your Walmart card. Your creditworthiness decides for you. People with good or excellent credit generally get the Walmart Credit Card, while folks with fair credit usually receive the Walmart® Store Card.… read full answer

If you’re not sure where your credit stands, you can check your latest credit score for free on WalletHub.

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What is the Walmart Credit Card credit score requirement?

The Capital One Walmart Rewards® Mastercard® credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for the Walmart Credit Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Walmart Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Walmart Credit Card credit score requirement. You can check your credit score for free on WalletHub.

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