Yes, it's possible to get approved for the Walmart Credit Card after bankruptcy, as long as it’s discharged by the time you apply and you meet the credit score requirements. Unfortunately, the issuer doesn’t disclose how long after a discharged bankruptcy you can get approved for the card.
More specifically, the Walmart Credit Card requires a credit score of 640+. This means that you need at least fair credit to get it. But Capital One will also take into account various other factors while considering your application, like your credit history, income and any debts you might have.
You can apply for a Walmart Credit Card online or at a Walmart store location.
Before you apply, it’s important to note that Walmart offers two credit cards – a Mastercard and a Walmart® Store Card – but has just one application.
In other words, you can’t pick your Walmart card. Your creditworthiness decides for you. People with good or excellent credit generally get the Walmart Credit Card, while folks with fair credit usually receive the Walmart® Store Card.… read full answer
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Walmart Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Walmart Credit Card credit score requirement. You can check your credit score for free on WalletHub.
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