What's the Walmart credit card annual fee?

The Walmart Credit Card annual fee is $0. To be more precise, both the Walmart Credit Card and the Walmart® Store Card have a $0 annual fee. That makes either one great even if you don’t plan to use the card every day. Not having to pay an annual fee also makes the Walmart Credit Card rewards go even further. Both Walmart cards offer 5% cash back at walmart.com, 2% back on Murphy USA and Walmart gas and in Walmart stores, among other perks.

So, the Walmart Credit Card annual fee and bonus rewards are almost the same whether you get the Mastercard or the store card. They also both require an at least fair credit score for approval. But there are some important differences. You can use the Walmart® Store Card for Walmart, Murphy USA and Sam’s Club purchases, while the Walmart Credit Card can be used anywhere Mastercard is accepted. At this point, it is worth noting that the Walmart Credit Card also comes with $0 foreign fees, but there is a 3% (min $10) cash advance fee.

The $0 Walmart Credit Card annual fee is great, of course. But it’s not unusual. Most store-affiliated credit cards have no annual fee. That includes the cards tied to some of Walmart’s biggest competitors, such as the Amazon.com Credit Card and store card Amazon.com Store Card, the Target Credit Card, and the Costco Anywhere Visa® Card by Citi.