Why was my Walmart Credit Card application denied?

Your Walmart Credit Card application can be denied for multiple reasons. For example, if your credit history is good but not very long, if you submitted more than three Capital One credit card applications within a 30-day period, or if you have a bankruptcy or tax lien on your credit report, you may very well be rejected.

Nevertheless, if you're denied, you can ask for reconsideration. Capital One, the issuer, doesn’t have a dedicated phone line for credit card reconsideration requests, but you can call the Application Services customer service department, at 800-625-7866. Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision.