Fill in the amount you want to pay – you can choose your last statement balance, current balance, minimum payment, or a custom amount – and click “Continue.”
Choose the date you want to pay and which checking account to pay from.
Click “Submit Payment.”
Over the phone:
To pay your Walmart Credit Card bill over the phone, call (877) 383-4802 (or the number on the back of your credit card) and enter the last 4 digits of your credit card number.
The automated system will give a menu of options – choose “make a payment.” After that, the system will guide you through the payment process.
If you would rather mail in a Walmart Credit Card payment, mail a check and the payment coupon from your monthly statement to the address on the coupon. The address is: Walmart Credit Card/Capital OneAttn: Payment ProcessingPO Box 71083Charlotte, NC 28272-1083
Capital OneAttn: Payment Processing6125 Lakeview RdSuite 800Charlotte, NC 28269
Payments can also be made in any Walmart location at the customer service desk or with a cashier. You’ll need to bring the payment coupon from your credit card statement, along with the Walmart Credit Card itself. Similarly, if you’re a Sam's Club member, you can make a Walmart Credit Card payment at any Sam's Club location at the customer service desk or with a cashier.
If you choose to make a payment via regular mail, make sure to always send it at least 5-7 days before your due date.
The Walmart Credit Card limit will be based on your credit standing once your application has been approved. However, there's no surefire way of knowing your credit limit beforehand as the issuer does not disclose this information on their website.
The factors that influence your starting Walmart Credit Card credit limit include your credit history, income, and debt. The same applies for the Walmart® Store Card, too. … read full answer
Key Things to Know About Walmart Credit Card limits
You'll learn your credit limit when you're notified about account approval, either on the application website or by email.
The credit score requirement for Walmart Credit Card is 640, at a minimum. That means applicants need fair credit or better to be approved. The higher your score is, the higher you can expect your credit limit to be.
If you're unhappy with your initial Walmart Credit Card (or Walmart® Store Card) credit limit, you can request an increase online or over the phone after you’ve had the card for at least 6 months. However, there’s no guarantee you’ll be approved.
The issuer may also automatically consider you for a higher credit limit after you’ve made your first 6 payments on time.
Ultimately, it is worth noting that the issuer uses soft pulls for credit limit increases. So, requesting a Walmart Credit Card limit increase won't affect your credit score.
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