What is the Walmart Credit Card balance transfer fee?

To do a Walmart credit card balance transfer, cardholders must start by logging into their account online or via the Capital One mobile app to check for a balance transfer offer. Once logged in, navigate to the “Offers and Upgrades” menu, then click “Transfer a Balance” to see if a balance transfer offer is available.… read full answer

If a Walmart credit card balance transfer offer exists, click the link and enter the creditor’s name, account number, and the desired transfer amount, up to the Walmart card’s total available credit limit. Then, click “Submit” to initiate the request.

You cannot request a balance transfer when applying for a Walmart credit card. If approved for an account, new cardholders will have to wait at least 11 days from account opening before an eligible balance transfer offer may appear. Also, only the Walmart Rewards Mastercard is eligible for balance transfers. The Walmart store credit card does not allow balance transfers.

A Walmart credit card balance transfer typically takes 3 to 14 business days to post to your account, so continue to make payments to your original creditor(s) until the balance transfer appears on your Walmart card statement. Remember that you can transfer balances from credit accounts such as auto loans, student loans, and other credit cards, as long as they’re not also Capital One cards or accounts.

The Walmart Credit Card annual fee is $0 per year. Walmart Credit Card’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Capital One Walmart Rewards® Mastercard®, though.

Walmart Credit Card Fees… read full answer

• Annual Fee: $0
• Cash Advance Fee: 3% (min $10)
• Foreign Fee: $0
• Balance Transfer Fee: $0 at this Transfer APR : 17.99% - 26.99% (V)
• Max Late Fee: $39

The Walmart credit card payment due date is at least 25 days after the close of each credit card billing period. Walmart credit card due dates are on the same day of the month for every billing period, and are listed on the online account details page as well as at the top of the monthly billing statement. Cardholders can avoid paying interest charges by paying their Walmart credit card balance in full every month within this 25-day timeframe, or … read full answergrace period.

Capital One, which issues both the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card, does allow you to change your due date through your online account. The new due date will go into effect within two billing periods after you change it. In the meantime, be sure to make at least the minimum payment by the active due date to avoid a late fee.