You can get a Walmart Credit Card cash advance from any ATM that accepts cards on the Mastercard network. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card. You can also get a cash advance at any bank, but make sure to bring a government issued photo ID with you.
Note that you can’t do a cash advance at all with the Walmart® Store Card - only the Mastercard version allows cash advances.
What you should know about Walmart Credit Card cash advances:
- Cash advances require a PIN: To use a Walmart Credit Card for cash advances at an ATM, you will need a PIN. If you don’t already have one, you can make a request by calling the number on the back of your card.
- Cash advance fee: The fee for a Walmart Credit Card cash advance is 3% (min $10). ATM-owner fees might also be included.
- Cash advance APR: The Walmart Credit Card cash advance APR is 27.74% (V), which will start accruing interest immediately, with no grace period.
As you can see, cash advances are really expensive. So, it would be best to avoid using your Walmart Credit Card for cash advances, unless it’s absolutely necessary.
Another Way to Get a Walmart Credit Card Cash Advance
You can also use the Quick Cash feature at Walmart to get a cash advance. This allows you to get up to $20 per day at a Walmart register when you make a purchase. Quick Cash is treated like a normal purchase too, not a cash advance. You can do this with either the Capital One Walmart Rewards® Mastercard® or the Walmart® Store Card.
The Walmart Quick Cash APR is 17.99% to 27.74% (V), depending on your credit. Plus, you only owe interest if you carry a balance between months.
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