Do you get a discount with the Walmart Credit Card? This question is about the Capital One Walmart Rewards® Mastercard®

No, you don’t get a discount with the Walmart Credit Card. However, the card offers rewards, which is pretty similar. Both the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card offer up to 5% back on Walmart.com purchases (including pickup and delivery orders) and 2% back at Walmart stores, Murphy USA, and Walmart gas stations. Walmart Credit Card Rewards Rates 5% back on Walmart.com, including pickup and delivery orders. 5% back on Walmart purchases made in-store using Walmart Pay for the first 12 months. 2% back on in-store Walmart purchases normally. 2% back at Murphy USA and Walmart gas stations. 2% back on travel and dining purchases (Walmart Credit Card only). 1% back on all other transactions (Walmart Credit Card only). It is worth noting that Walmart does offer discounts, but you don’t need to use a Walmart Credit Card to get them. Walmart+ members get fuel discounts of up to 10 cents per gallon at participating Walmart, Exxon, Mobil, and Murphy USA gas stations. When at the gas pump, access your membership page from the Walmart mobile app and follow the instructions to get the discount. Walmart+ memberships are available to all customers for a yearly fee of $98 (or $12.95 per month). There’s also a 30-day free trial period.

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Do you get a discount with the Walmart Credit Card?

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This question is about the Capital One Walmart Rewards® Mastercard®

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Chip Lupo, Credit Card Writer

@CLoop • 05/05/23 This answer was first published on 06/08/21 and it was last updated on 05/05/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, you don’t get a discount with the Walmart Credit Card. However, the card offers rewards, which is pretty similar. Both the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card offer up to 5% back on Walmart.com purchases (including pickup and delivery orders) and 2% back at Walmart stores, Murphy USA, and Walmart gas stations.

Walmart Credit Card Rewards Rates

5% back on Walmart.com, including pickup and delivery orders.
5% back on Walmart purchases made in-store using Walmart Pay for the first 12 months.
2% back on in-store Walmart purchases normally.
2% back at Murphy USA and Walmart gas stations.
2% back on travel and dining purchases (Walmart Credit Card only).
1% back on all other transactions (Walmart Credit Card only).

It is worth noting that Walmart does offer discounts, but you don’t need to use a Walmart Credit Card to get them. Walmart+ members get fuel discounts of up to 10 cents per gallon at participating Walmart, Exxon, Mobil, and Murphy USA gas stations.

When at the gas pump, access your membership page from the Walmart mobile app and follow the instructions to get the discount. Walmart+ memberships are available to all customers for a yearly fee of $98 (or $12.95 per month). There’s also a 30-day free trial period.

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What are the best Walmart Credit Card benefits?

The best Walmart Credit Card benefits are extended warranty, purchase assurance, and price protection. This card also offers $0 fraud liability and monthly reporting to the credit bureaus, which are relatively common benefits for credit cards. The Walmart® Store Card, on the other hand, only offers $0 fraud liability, and monthly reporting to the credit bureaus.

Walmart Credit Card Benefits

Extended warranty
Purchase assurance
Price protection
Identity theft protection
$0 fraud liability
Monthly reporting to...

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How do Walmart credit card promotions work?

There are three kinds of Walmart credit card promotions right now, all of which apply to both the Walmart Store Card and the Walmart Mastercard. First, there’s a $25 statement credit for spending $25+ at Walmart the day you open your account. There are also two types of promotional financing. The first “deal” is deferred interest, where you pay zero interest on a purchase so long as you pay in full within the given time frame. But if you...

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Does the Walmart credit card have a 0% interest promotion?

No, the Walmart Credit Card does not have a 0% interest promotion for either purchases or balance transfers. The same applies for the Walmart® Store Card. These cards were not designed as a financing option. Instead, they are more suitable for frequent Walmart customers. For instance, the Walmart Credit Card offers 5% on Walmart.com purchases.

Alternative Credit Card Options

If you’re planning on making a large upcoming purchase and you intend on carrying a balance, you should get...

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