You can download the Walmart mobile app for free from the App Store or Google Play. Then, hit the Payment banner at the bottom of the screen. From there, you’ll be able to link your credit card or temporary card number. You can then scan the QR code in the app at checkout to pay using your Walmart Credit Card without carrying the physical card.
Ultimately, it is worth noting that all the aforementioned apply to the Walmart® Store Card, too.
To use the app after downloading it from the App Store or Google Play, tap the Capital One icon on your mobile device, then sign in with the same credentials you would use for your Walmart Credit Card online account.
The Capital One Walmart Rewards® Mastercard® categories for bonus rewards are Walmart in-store and online purchases, Walmart fuel stations, restaurants, and travel. Purchases that fall into the Walmart Credit Card bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes… read full answer,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “restaurants,” for example, purchases made at that merchant will earn bonus rewards on cards that include “restaurants” as a bonus category.
When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Walmart Credit Card, it may be a good card for you.
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