The Walmart Credit Card APR is 17.99% or 29.49% (Variable), based on your credit standing. Please note that this card has an even higher interest rate for cash advances, at 29.49% (V).
On the other hand, the Walmart® Store Card comes with a 29.49% (V) APR. This card, though, can only be used at Walmart stores, Walmart.com, Sam's Club, their associated gas stations, and Walmart & Murphy USA fuel stations.
It’s worth noting that, while the maximum APR of both Walmart cards is a bit higher than the average APR for a retail card, the low-end percentage of the Capital One Walmart Rewards® Mastercard® is comparably very good.
There are three kinds of Walmart credit card promotions right now, all of which apply to both the Walmart Store Card and the Walmart Mastercard. First, there’s a $25 statement credit for spending $25+ at Walmart the day you open your account. There are also two types of promotional financing. The first “deal” is deferred interest, where you pay zero interest on a purchase so long as you pay in full within the given time frame. But if you...
You can use your Walmart Credit Card for gas at any station. But if you have the Walmart® Store Card, you can only use it to buy gas at Walmart, Murphy USA, Sam’s Club, and Walmart Neighborhood Market stations.
Here’s where you can use your Walmart Credit Card for gas:
Walmart: 1,100+ stations
Murphy USA: 1,500+ locations in the South and Midwest
Sam’s Club: 500+ stations
Walmart Neighborhood Market: Some stores with stations
The Walmart Credit Card limit will be based on your credit standing once your application has been approved. However, there's no surefire way of knowing your credit limit beforehand as the issuer does not disclose this information on their website.
The factors that influence your starting Walmart Credit Card credit limit include your credit history, income, and debt. The same applies for the Walmart® Store Card, too.
Key Things to Know About Walmart Credit Card limits
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