Which bank issues the Walmart credit card?

The Capital One Walmart Rewards® Mastercard® credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for the Walmart Credit Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Walmart Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Walmart Credit Card credit score requirement. You can check your credit score for free on WalletHub.

The Walmart Credit Card limit will be based on the specifics of your credit, once your application has been approved. Your exact credit limit will depend on factors such as your credit history, income and debt when you’re approved for a Walmart Credit Card. That's true for both the Walmart® Store Card… read full answer (Walmart purchases only) and the Walmart Credit Card (can be used anywhere that accepts Mastercard).

Key Things to Know About Walmart Credit Card limits

• You'll learn your credit limit when you're notified about account approval, either on the application website or by email.
• The credit score requirement for Walmart Credit Card is 640, at a minimum. That means applicants need fair credit or better to be approved. The higher your score is, the higher you can expect your credit limit to be.
• If you're unhappy with your initial Walmart Credit Card (or Walmart® Store Card) credit limit, you can request an increase online. Capital One uses soft pulls for these credit inquiries, so requesting an increase won't affect your credit score.

If you don't know what your score is, you can check it for free right here on WalletHub.