To log in to your Capital One Walmart Rewards® Mastercard® credit card account, go to the login page on the Capital One website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign In” to access your online account. If you don’t already have an account, you will need to start by clicking “Set Up Online Access” in order to set up a username and password.
How to Log in to a Walmart Credit Card Account
Register your Walmart Credit Card for online account access. Click “Set Up Online Access” and enter your name, date of birth, and Social Security number or account number to verify your credit card account.
Choose your Walmart Credit Card username and password. The password must contain between 8 and 32 characters, have at least one letter and one number, and be different from the username. The password is case sensitive and may contain special characters.
Log in with your new Walmart Credit Card credentials. From the login page on the Capital One website or mobile app, fill out the Username and Password fields using your new credentials, and click “Sign In” to access your account.
After you have signed up and logged in, you’ll be able to manage your Walmart Credit Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot Username or Password?” on the Capital One login page. Then, just follow the prompts to reset or retrieve your username or password.
There are basically two big ways you can you can do that: their app or their website. You can check on the website here. If you need an account, you can make one there. Otherwise, just download the Mysynchrony app on your mobile device.
You probably can’t get a Walmart credit card with bad credit because it requires fair credit for approval. That means your chances are best if your credit score is 640+. That’s not to say getting a Walmart credit card with bad credit is impossible. Each applicant’s situation is unique, and Walmart looks at factors such as income too. But it’s very unlikely, and not worth the additional credit score damage applying will do. That said, a Walmart credit card isn’t out of your reach forever. It’s possible to go from bad credit to fair credit in months, or even weeks, if you make the right moves.… read full answer
Here’s how to get a Walmart credit card with bad credit:
Get a secured card. Meant for people with bad credit, secured credit cards have the same credit-building potential as unsecured cards. You just have to put down a security deposit that acts as your credit line.
Make on-time payments. Paying on time is required if you want your score to rise.
Plan your utilization. Try to use less than 30% of your available credit.
Reduce your debts. Owing less means you can borrow more.
Monitor your credit. Checking your credit score and report frequently will help you figure out how to improve and when you’re ready for a Walmart card.
Apply for a Walmart card. Once you get your score to 640+, your chances of success will be much better.
So it’s unlikely you’ll get approved for a Walmart credit card with bad credit, but you can certainly work your way up to fair credit pretty quickly.
The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.
Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.
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