You can reach the Walmart Credit Card customer service by phone at (877) 294-7880. Representatives are available 24 hours a day, seven days a week. You can use the same phone number for the Walmart® Store Card, too.
You can also pay your Walmart Credit Card by phone. This service is free if you use the automated payment method. If you choose to have a representative assist you with your bill payment, a $10 service charge will apply.
The bank that issues Walmart credit cards is Capital One. Capital One has been the Walmart credit card issuer since October 2019, when the revamped Walmart Rewards Mastercard and Walmart Rewards store credit card debuted.
While Capital One issues both versions of the Walmart credit card – a Mastercard that you can use anywhere, and a traditional store-only credit card – you cannot apply for both. You’ll have to submit an application for the Rewards Mastercard, and if you don’t qualify for that card, Capital One may consider you for the Walmart Rewards store card. You will need at least fair credit to ensure high odds of approval for the Walmart Rewards Mastercard.… read full answer
From 1999 until late 2019, the Walmart credit cards were issued by Synchrony Bank. The new Capital One-issued cards are much improved over their Synchrony Bank predecessors, adding 5% cash back on walmart.com purchases, including pick-up and delivery orders. The Rewards Mastercard also adds a pair of new rewards categories, restaurants and travel, which give 2% cash back.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Walmart Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Walmart Credit Card credit score requirement. You can check your credit score for free on WalletHub.
Online: To pay onlineor through the … read full answerCapital One mobile app, simply log in to your account and click “Make a Payment.” Then, fill in the amount you want to pay – you can choose your last statement balance, current balance, minimum payment, or a custom amount – and click “Continue.” On the next screen, you can choose the date you want to pay and which checking account to pay from. Finally, click “Submit Payment.”
By phone: To pay your Walmart credit card bill over the phone, call customer service at (877) 383-4802 (or use the number on the back of your credit card) and enter the last 4 digits of your credit card number. The automated system will give a menu of options – choose “make a payment.” After that, the system will guide you through the payment process.
By mail: If you would rather mail in a Walmart credit card payment, mail a check and the payment coupon from your monthly statement to the address on the coupon. The address is:
Walmart Credit Card/Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083.
In person: Payments can also be made in any Walmart location at the customer service desk or with a cashier. You’ll need to bring the payment coupon from your credit card statement, along with the Walmart credit card itself. Similarly, if you’re a Sam's Club member, you can make a Walmart credit card payment at any Sam's Club location at the customer service desk or with a cashier.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.