Mark Fellek, Member
@mark_fellek
The easiest way to get a Walmart Credit Card PIN is to request it through your online account or to call customer service at (877) 294-7880. Alternatively, you can request a PIN by mail, but that will likely be the most time-consuming option.
Here is how to get a Walmart Credit Card PIN:
- Online: Log in to your Walmart Credit Card online account and click on “More Account Settings”. Then, find the “Control Your Card” tab and follow the directions under “Get a Cash Advance”. You may be sent a code by email or text, and you will be able to select a custom PIN to use right away. Otherwise, your PIN will be delivered by mail in about 7-10 business days.
- Phone: Call customer service at (877) 294-7880 and follow the prompts given by the automated system.
- Mail: This will likely be the most time-consuming option, as your PIN will arrive 7-10 business days after your request has been received. To request a PIN by mail, include your personal information along with your account details, and send your request to the following address:
Capital One
Attn: General Correspondence
O. Box 30285
Salt Lake City, UT 84130-0287
If you plan to use your card for a cash advance at an ATM, keep in mind that cash advances are very costly. The Walmart Credit Card charges a 3% (min $3) cash advance fee. On top of that, there will be a cash advance APR of 28.99% (V), which starts accruing immediately.
A PIN could also be useful when making a purchase at automated kiosks abroad, such as the ones you might find in train stations or parking lots.

Capital One Walmart Rewards® Mastercard®
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