How do I apply for the Wayfair Credit Card? This question is about the Wayfair Credit Card

How do I apply for the Wayfair Credit Card?

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This question is about the Wayfair Credit Card

Maria Adams, Credit Cards Moderator

@m_adams • 06/22/21 This answer was first published on 06/22/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The easiest way you can apply for the Wayfair Credit Card is online. Alternatively, you can apply by phone at (800) 365-2714. The same applies to the Wayfair Store Card.

The Wayfair Credit Card requires a 700+ score for approval; this means you need at least good credit to get this card. The Wayfair Store Card on the other hand only requires a minimum fair (640+) credit score. So, it would be a good idea to check your credit score before applying.

Having said that, keep in mind that apart from your credit score, various other factors determine the outcome of your application, like your credit history, income and any potential debts you might have.

Faith Wilson, Member

@faitheee • 09/10/20 This answer was first published on 09/10/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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They have changed their program to MasterCard only. I just received a MasterCard in the mail which they said replaced the store card. I wasn't sure if it was legit so I called and found out that it is.

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People also ask

What credit score is needed for the Wayfair Credit Card?

For the Wayfair Credit Card at least a fair (640+) credit score is needed.

Other important factors will also be taken into consideration when deciding about your application, such as your income, existing debts and overall creditworthiness.

Keep in mind that an application could result in a hard pull on your credit, lowering your score for a short period of time.… read full answer

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