The Wayfair Credit Card requires a 700+ score for approval; this means you need at least good credit to get this card. The Wayfair Store Card on the other hand only requires a minimum fair (640+) credit score. So, it would be a good idea to check your credit score before applying.
Having said that, keep in mind that apart from your credit score, various other factors determine the outcome of your application, like your credit history, income and any potential debts you might have.
They have changed their program to MasterCard only. I just received a MasterCard in the mail which they said replaced the store card. I wasn't sure if it was legit so I called and found out that it is.
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