Maria Adams, Credit Cards Moderator
@m_adams
You can only apply for the Wayfair Credit Card online. The same applies to the Wayfair Store Card. There is currently no option to submit an application by phone.
Wayfair Credit Card Requirements for Approval
The Wayfair Credit Card requires a 700+ score for approval; this means you need at least good credit to get this card. The Wayfair Store Card on the other hand only requires a fair (640+) credit score. So, it would be a good idea to check your credit score before applying.
Keep in mind that apart from your credit score, various other factors determine the outcome of your application, like your credit history, income and any potential debts you might have.
Faith Wilson, Member
@faitheee
They have changed their program to MasterCard only. I just received a MasterCard in the mail which they said replaced the store card. I wasn't sure if it was legit so I called and found out that it is.
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