Charlie Smith, Member
The minimum starting credit limit for the Wayfair Store Card is reportedly at least $300. The issuer does not include any specific Wayfair Store Card credit limit information in the card's terms, though.
For the most part, Wayfair Store Card credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
Keep in mind that you can ask to get a credit limit increase by calling the customer service number on the back of your card, but it's best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
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