What's the starting credit limit for the Wayfair Store Card? This question is about the Wayfair Store Card

What's the starting credit limit for the Wayfair Store Card?

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This question is about the Wayfair Store Card

Charlie Smith, Member

@charliesmith • 01/03/22 This answer was first published on 01/03/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The minimum starting credit limit for the Wayfair Store Card is reportedly at least $300. The issuer does not include any specific Wayfair Store Card credit limit information in the card's terms, though.

For the most part, Wayfair Store Card credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

Keep in mind that you can ask to get a credit limit increase by calling the customer service number on the back of your card, but it's best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.

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