Chip Lupo, Credit Card Writer
@CLoop
To add a Wells Fargo Active Cash authorized user, log in to your online account and click the “Account Services” tab, or call customer service at 1 (800) 642-4720. You will need to provide the person's full name, address, date of birth and Social Security number to add them as an authorized user.
A primary cardholder can make anyone a Wells Fargo Active Cash authorized user, as there are no minimum age requirements.
How to Add a Wells Fargo Active Cash Authorized User Online
- Log in to your Wells Fargo Active Cash card account.
- Click the “Account Services” tab.
- Click “Add Authorized Users to Your Account” under the “Credit Card Service Center” menu.
- Enter the user’s full name, address, date of birth and Social Security number.
- Click “Continue.”
When you add a Wells Fargo Active Cash authorized user, they will receive their own credit card, sent to your mailing address, within 5-7 days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Wells Fargo authorized users are able to make purchases and balance transfers, take out cash advances, and earn rewards. However, they cannot request credit limit increases, add other authorized users, or close the account.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Wells Fargo reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
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