How do I do a balance transfer on my Wells Fargo Active Cash card?

To do a balance transfer with the Wells Fargo Active Cash card, new applicants can just complete the balance transfer portion of the Wells Fargo Active Cash application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 642-4720.

Wells Fargo Active Cash balance transfers usually take 10 business days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.

How to Do a Balance Transfer with Wells Fargo Active Cash (New Applicants)

1. Open the Wells Fargo Active Cash
2. Enter the account number for your existing balance.
3. Enter the amount you want to transfer.
4. Include standard application info such as your name, Social Security number, and annual income.
5. Submit the application.

How to Do a Balance Transfer with Wells Fargo Active Cash (Existing Cardholders)

1. Log in to your Wells Fargo Active Cash account.
2. Select “Request Balance Transfer” from the Account Management
3. Choose your preferred offer.
4. Enter the account number(s) and the amount(s) you’d like to transfer.
5. Verify your information is correct and submit the application.

Key Things to Know About a Wells Fargo Active Cash Balance Transfer

The Wells Fargo Active Cash card accepts balance transfers from other credit cards. The Wells Fargo Active Cash card does not allow balance transfers from other Wells Fargo credit accounts.

If you’re transferring a balance to a credit card with an introductory APR on balance transfers, try to pay off the balance before the introductory rate expires. Any balance remaining after that will accumulate interest daily at the card’s regular APR. Using a balance transfer calculator can be a big help.

Finally, there is a fee of 3% intro for 120 days, then up to 5% (min $5) on Wells Fargo Active Cash balance transfers. Make sure to take this into account, too.