The best Wells Fargo Active Cash℠ Card promotion is a $200 initial bonus. To get this Wells Fargo Active Cash promotion, cardholders must make $1,000 in purchases within 3 months of opening an account. There are a few other notable Wells Fargo Active Cash promotions to take advantage of as well.
Wells Fargo Active Cash Promotions for January 2022
A $200 initial bonus
An introductory APR of 0% for 15 months from account opening on purchases (14.99% - 24.99% Variable regular APR after that)
An introductory APR of 0% for 15 months from account opening on qualifying balance transfers
Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the Wells Fargo Active Cash to take advantage of the offer while it’s available. Another factor in your decision to apply should also be whether this card will continue to be worthwhile even after its limited-time promotions end.
The Wells Fargo Active Cash card does not have pre-approval, as Wells Fargo only extends pre-approved offers via mail or e-mail, or to existing customers through their online account. People interested in applying for the Wells Fargo Active Cash card can check if they've been preselected online.
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To get the Wells Fargo $200 Cash Rewards bonus, you have to get approved for the Wells Fargo Active Cash℠ Card and spend $1,000 within the first 3 months from account opening. Wells Fargo Active Cash requires a credit score of 700, at a minimum. That means you need good or better to get approved.… read full answer
The Wells Fargo Active Cash $200 Cash Rewards bonus is redeemable within two billing cycles after it is earned. Keep in mind that certain transactions such as cash advances and equivalents, balance transfers, along with fees and interest of any kind do not go toward earning you the initial bonus. Also, if you opened a Wells Fargo credit card 15 months from the date of your application and received introductory APR(s), fees, and/or bonus rewards, you may not be eligible for the initial bonus and/or introductory APR(s) and fees.
In addition to its $200 Cash Rewards bonus, Wells Fargo Active Cash features a $0 annual fee and earns 2% cash rewards. And your cash rewards don’t expire as long as you keep your Wells Fargo Active Cash account open.
To do a balance transfer with the Wells Fargo Active Cash card, new applicants can just complete the balance transfer portion of the Wells Fargo Active Cash application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 642-4720.
Wells Fargo Active Cash balance transfers usually take 10 business days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.… read full answer
How to Do a Balance Transfer with Wells Fargo Active Cash (New Applicants)
Open the Wells Fargo Active Cash
Enter the account number for your existing balance.
Enter the amount you want to transfer.
Include standard application info such as your name, Social Security number, and annual income.
Submit the application.
How to Do a Balance Transfer with Wells Fargo Active Cash (Existing Cardholders)
Select “Request Balance Transfer” from the Account Management
Choose your preferred offer.
Enter the account number(s) and the amount(s) you’d like to transfer.
Verify your information is correct and submit the application.
Key Things to Know About a Wells Fargo Active Cash Balance Transfer
The Wells Fargo Active Cash card accepts balance transfers from other credit cards. The Wells Fargo Active Cash card does not allow balance transfers from other Wells Fargo credit accounts.
If you’re transferring a balance to a credit card with an introductory APR on balance transfers, try to pay off the balance before the introductory rate expires. Any balance remaining after that will accumulate interest daily at the card’s regular APR. Using a balance transfer calculator can be a big help.
Finally, there is a fee of 3% intro for 120 days, then up to 5% (min $5) on Wells Fargo Active Cash balance transfers. Make sure to take this into account, too.
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