What are the Wells Fargo Active Cash requirements for approval?

To get a Wells Fargo Active Cash® Card cash advance:

1. Call Wells Fargo customer service at 1 (800) 642-4720 and request a PIN, if you don’t already have one.
2. Insert the credit card at an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you’d like to withdraw.… read full answer
5. Withdraw the cash and remove the credit card from the ATM.

Before you take out a Wells Fargo Active Cash cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may be ATM-owner fees, too.

You can request a Wells Fargo Active Cash® Card credit limit increase by calling customer service at 1-800-642-4720. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Wells Fargo has on file. Wells Fargo will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.… read full answer

Impact of a Wells Fargo Active Cash Credit Limit Increase on Your Credit Score

When you request a Wells Fargo Active Cash credit limit increase, Wells Fargo will conduct a soft pull of your credit report, which does not affect your credit score. However, some Wells Fargo Active Cash credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. Wells Fargo cannot do a hard pull without your permission.

Alternatively, you could be eligible for a Wells Fargo Active Cash credit limit increase without even requesting one. The Wells Fargo Active Cash card may offer an automatic credit limit increase if Wells Fargo’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.

To verify a Wells Fargo Active Cash® Card, call Wells Fargo at 1-877-294-6933, visit the online card verification page or use the mobile app. Once a cardholder verifies their Wells Fargo Active Cash card, they will be able to start using it for purchases.

Verifying a Wells Fargo credit card is the same thing as activating it. Different issuers use the words “verification” and “activation” interchangeably.… read full answer

How to Verify a Wells Fargo Active Cash Card

• By phone: Call 1-877-294-6933 and enter your card number and Social Security number when prompted.
• Online: Go to the Wells Fargo online card verification page. Enter your address and Social Security number, then submit the verification.
• Mobile App: Log in to the Wells Fargo mobile app and tap your card from your list of accounts to activate it.

If you have any trouble verifying your Wells Fargo Active Cash, you can always call customer service at 1-800-869-3557 for assistance. It’s best to verify your card as soon as possible after receiving it.