What is the Wells Fargo Active Cash concierge benefit?

To get a Wells Fargo Active Cash virtual credit card number, sign up for Apple Pay, Google Pay, or Samsung Pay through the Wells Fargo mobile app. When you use one of these digital wallets to make a payment, a virtual card number will be generated for your Wells Fargo Active Cash.

How to Get a Wells Fargo Active Cash Virtual Credit Card... read full answer

1. Log in to your account on the Wells Fargo mobile app.
2. Select “Menu” in the bottom right corner.
3. Choose “Cards,” then click “Digital Wallet.”
4. Tap “Apple Pay,” “Google Pay,” or “Samsung Pay,” depending which digital wallet you want to use.
5. From the list of eligible cards, add your Wells Fargo Active Cash to the digital wallet.

Wells Fargo will generate a virtual credit card number when you pay with your Wells Fargo Active Cash through an eligible digital wallet. The Wells Fargo Active Cash virtual credit card information is tied to your credit card, but is not the same as your actual card number. This way, hackers who get ahold of the merchant’s records won’t be able to see your real card information. Virtual credit card numbers therefore help prevent fraud by adding an extra layer of protection to your credit card purchases.

In addition to digital wallet options, Wells Fargo Active Cash cardholders can also get a virtual card number through Click to Pay, which was released by Visa, Mastercard, Discover, and American Express in 2019. The Click to Pay logo looks like a square with two arrows pointing to the right, and you’ll be able to create an account and add your Wells Fargo Active Cash card if you click on the logo when you check out with participating merchants.

No, Wells Fargo Active Cash does not offer extended warranty protection. This card does have other benefits, though, including cellphone protection, Visa Signature concierge services, and zero fraud liability.

If you’re set on finding a card with good extended warranty coverage, consider checking out the Chase Sapphire Reserve® or the Bank of America® Premium Rewards® credit card instead.

To get a Wells Fargo Active Cash card cash advance:

1. Call Wells Fargo customer service at (800) 642-4720 and request a PIN, if you don’t already have one.
2. Insert the credit card at an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you’d like to withdraw.... read full answer
5. Withdraw the cash and remove the credit card from the ATM.

Before you take out a Wells Fargo Active Cash cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may be ATM-owner fees, too.