Verifying a Wells Fargo credit card is the same thing as activating it. Different issuers use the words “verification” and “activation” interchangeably.
How to Verify a Wells Fargo Active Cash Card
By phone: Call 1-877-294-6933 and enter your card number and Social Security number when prompted.
Online: Go to the Wells Fargo online card verification page. Enter your address and Social Security number, then submit the verification.
Mobile App: Log in to the Wells Fargo mobile app and tap your card from your list of accounts to activate it.
If you have any trouble verifying your Wells Fargo Active Cash, you can always call customer service at 1-800-869-3557 for assistance. It’s best to verify your card as soon as possible after receiving it.
The easiest way you can activate your Wells Fargo credit card is either online or through the Wells Fargo mobile app. Alternatively, you can activate your card or over the phone, by calling (877) 294-6933. In total, the activation process should take you less than five minutes. You’ll also be able to use your card right after.
Here’s how to activate a Wells Fargo credit card:
Online: Log in to your Wells Fargo account on the activation page. From...
Your Wells Fargo credit card could have been declined for several reasons, such as the card not being activated or not having enough available credit. The best way to find out exactly why your card was declined is to give customer service a call at (800) 642-4720.
Common reasons why Wells Fargo credit cards get declined:
The card is not activated: You can’t use your Wells Fargo card until you activate it.
Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days. Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.
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