While credit card exchange rates normally also include foreign transaction fees, the Wells Fargo Autograph Card does not charge foreign fees. This means the Wells Fargo Autograph Card will save cardholders 1.54% on purchases with international merchants, compared to the average credit card offer. As long as cardholders avoid dynamic currency conversion, the exchange rates they’ll pay on international spending with this card will be much lower than those they’d get from converting cash with banks, credit unions, or airport currency exchange services.
Taking the following credit-card precautions will help you save money and avoid unnecessary hassle while using your credit card abroad.
Get a no foreign transaction fee credit card. Do this before booking flights, hotels, etc. Foreign transaction fees will be assessed on any purchase made through a foreign merchant, even before you leave the U.S.
Call your credit card company. Most credit card companies require you to notify them of international travel plans. If...
The Wells Fargo foreign transaction fee is either $0 or 3%, depending on the card. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.
The only Wells Fargo credit card with no foreign transaction fees is the Wells Fargo Autograph Card, aside from a few other co-branded cards. In addition to the $0 foreign fees, the Wells Fargo Autograph Card is good for international travel because it offers 3 points / $1 spent on travel purchases.
Wells Fargo Autograph Card Perks
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
It is worth noting that the card’s annual fee is $0 and it requires at least good credit for approval.
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